It is very nice to live life without the mortgage monkey on our backs. We closed on the house on March 24th and it took a week everything to be moved around. I repaid the kids and deposited their funds back into their Vanguards. My parents lent us money to do repairs and cover unexpected expenses, so they are paid back. I upped the 401K contribution to 11% for SO. I deposited the rest into the money market and need to meet with a finanical advisor on how to allocate, etc.
We do have an EF at $15,000 at a local bank. I did put $500 into each of our individual checking accounts for whatever: my spenders can spend and my savers can save. I was also rear-ended and ended up with $2,100 settlement which I put into a vacation fund. I also have $10,000 for upgrades to the new townhome; so far we only plan on spending to carpet the family room first.
Based on the new budget for April, here are the goals and accomplished so far after 4/2
Save $1,000 to 401(k) - $500/$1000 (Expected to complete 4/16)
Save $1,500 to Vanguard - $750/$1,500 (Expected to complete 4/16)
Save $1,650 to Chase Account - $0/$1,650 (Rent expected 4/15)
April 11th, 2021 at 04:54 pm 1618160064
April 12th, 2021 at 12:10 pm 1618229440
April 15th, 2021 at 03:09 pm 1618499357